AI Business Analyst · Founder · Author

Jogendra Singh

From the bank floor to founding an AI company

I'm the rare mix of deep banking & BFSI operations, hands-on AI business analysis, and founder-level product ownership. I take a business problem, shape it into clear requirements and dashboards, and turn it into AI that actually ships — most recently as founder of Nikat AI.

Request a Service Explore Nikat AI GitHub
Portrait of Jogendra Singh
Noida, India
Available for projects
10+
Years Experience
5+
Years in Business Analysis
100+
Requirements & UAT Cases
Founder
Nikat AI Startup
Experience across
Nikat AI Giant Analytics HDFC Bank ICICI Bank Manipal Academy
Jogendra Singh
Founder of Nikat AI · AI Business Analyst
About Me

The analyst who speaks both languages — business and build.

My academic grounding in Banking & Finance from Manipal Academy of Higher Education, paired with years on the branch floor and in analytics teams, taught me to sit comfortably between stakeholders and engineers. I gather requirements, map processes, write the BRD/FRD, run UAT, and make sure what ships actually solves the problem.

Today I focus on AI-enabled automation — document intelligence, AI assistants and workflow tooling — and I'm building Nikat AI, a verified hyperlocal community platform that brings trusted local discovery and AI to Indian neighbourhoods. I'm also a published author, writing across AI, current affairs and fiction.

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Founder · Full-time · Since Apr 2026

Introducing Nikat AI

Nikat AI is India's AI-powered trusted neighbourhood intelligence network — a verified hyperlocal platform where residents, RWAs, local vendors, MSMEs, creators and brands can discover, connect and transact with people they can actually trust.

It replaces noisy WhatsApp groups and word-of-mouth with a verified local trust and discovery layer, powered by an AI assistant that answers local questions, recommends trusted providers and helps newcomers settle into an area. As founder, I lead the product, requirements and AI features end to end.

2026
Founded
Verified
Hyperlocal Network
AI
Local Trust Layer
Visit Nikat AI
Become an Early User Early Access Form
Follow Nikat AI
AI Assistant
Local Q&A, service discovery, new-in-area intelligence and community summaries.
Trust Score
Verified trust ratings for residents, vendors and local businesses.
Creator Verification
Verified profiles, specialist badges and impersonation reporting.
New in My Area
Relocation explorer surfacing nearby businesses, events and offers.
Verified Marketplace
Buy and sell nearby with real, verified local identity.
Hyperlocal Campaigns
Precise local ad and lead tools for MSMEs and brands.
Why Work With Me

Four strengths in one person — rarely found together.

Most people bring one of these. My edge is combining regulated-industry rigour with the ability to analyse, build and ship AI — and to own it as a founder.

BFSI Depth

10+ years inside banking, wealth and operations — I understand compliance, customer journeys and how regulated businesses really run.

Business Analysis

Requirements, BRD/FRD, user stories, UAT and process mapping that translate business needs into precise, buildable specs.

AI That Ships

Generative AI, agents, RAG and automation applied to real problems — not demos, but solutions that reach production.

Founder Ownership

As founder of Nikat AI, I own product end to end — strategy, roadmap and delivery — with skin in the game.

Areas of Expertise

Where I build with AI.

The disciplines I design, analyse and ship with — from conversational AI to computer vision — turning business problems into working AI solutions.

01

AI Chatbots

Assistants that hold context and give reliable, business-ready answers.

02

AI Agents

Agentic workflows that plan, use tools and complete multi-step tasks.

03

Machine Learning

Data, features and models built around honest, measurable evaluation.

04

Deep Learning

Neural network architectures applied to real business and product problems.

05

Object Detection

Computer vision that locates and identifies what matters in an image.

06

NLP & RAG

Language understanding, embeddings and retrieval-augmented generation.

Work Experience

A decade across banks, analytics and AI.

Current Role
Nikat AI
Founder — Product & AI Business Analyst
Apr 2026 – Present · Full-time · India
  • Founded Nikat AI, a verified AI-powered hyperlocal community platform for Indian neighbourhoods, RWAs, vendors, MSMEs, creators and brands.
  • Own product strategy, roadmap and requirements — BRD/FRD, user stories, acceptance criteria and process flows — from concept through prototype.
  • Designed core AI features: the neighbourhood AI assistant, trust score, creator verification and hyperlocal discovery.
  • Drive product validation, stakeholder alignment and go-to-market planning as founder.
Visit nikatai-demo.netlify.app
Giant Analytics
AI Business Analyst
Feb 2024 – Jul 2026 · Noida

Led requirement discovery for 4+ AI automation initiatives; documented 40+ functional requirements, prepared 60+ UAT scenarios and built KPI dashboards covering 10+ operational metrics.

HDFC Bank
Business Analyst
Sep 2022 – Sep 2023 · Mumbai

Gathered and structured requirements across customer onboarding, lead management and reporting; analysed 6+ workflows and closed 30+ recurring operational action items.

ICICI Bank
Business Analyst
Mar 2021 – Sep 2022 · New Delhi

Supported digital banking and CRM transformation; ran 25+ requirement sessions, mapped AS-IS/TO-BE for 5+ processes and prepared 50+ UAT test cases.

ICICI Bank
Deputy Manager — Retail Banking & Wealth Management
Nov 2015 – Feb 2021 · New Delhi

Managed customer-facing operations across liability products, PMS, AIF, mutual funds and insurance — building the BA foundation of requirement understanding and customer-journey analysis.

Featured Projects

Things I've built & shipped.

Explore the full set on GitHub — the work below reflects the AI, automation and analytics initiatives I focus on.

AI · Automation

Document Intelligence POC

Extraction and validation pipeline that reads business documents, classifies them and flags exceptions for review.

GitHub
AI · Agents

Business AI Assistant

Context-aware assistant that answers operational questions and drafts summaries from internal data.

GitHub
Analytics · BI

KPI & TAT Dashboards

Power BI dashboards tracking turnaround time, productivity and exceptions for faster operational reviews.

GitHub
AI · RAG

RAG Knowledge Assistant

Retrieval-augmented assistant that answers questions grounded in a private document set with cited sources.

GitHub
Web

Portfolio Website

This self-contained site — dark cinematic hero, live neural-network canvas and a full service-request flow.

You're on it GitHub
Explore

All Repositories

Browse the complete collection of experiments, tools and projects on my GitHub profile.

Visit GitHub
Author & Writer

Also a published author.

Beyond analysis and building, I write — across AI and technology, current affairs, and fiction. My books turn hard-won experience and research into something practical and readable. Available on Amazon.

AI & Technology

Building the Future with Agentic AI

Practical frameworks, applications and innovations — a hands-on journey into creating intelligent, environment-aware AI systems for modern challenges.

Buy on Amazon
Tech & Data

Mastering MySQL: From Zero to Hero

Build, manage and optimize databases with ease — from design and normalization to query performance, security and real-world best practices.

Buy on Amazon
AI & Practical

ChatGPT for Gym Trainers

A step-by-step guide to using AI for personalized fitness planning — and an honest look at where human expertise still wins.

Buy on Amazon
Current Affairs

India After Modi: India And Its Bharatisation

An unflinching look at India's transformation — economy, federalism and identity — asking the hard questions about the road ahead.

Buy on Amazon
Fiction · Thriller

The Shadows of Dhanbad

In a coal town built on secrets, a determined inspector and his partner uncover corruption that runs deeper than the mines themselves.

Buy on Amazon
Fiction

Whispers of Dhampur: A Tale of Power and Betrayal

A gripping saga of power, betrayal and dark family truths that pushes the boundaries of traditional storytelling.

Buy on Amazon
Core Skills

The toolkit behind the work.

Business Analysis

Requirements GatheringBRD / FRDUser StoriesAcceptance CriteriaUATAgile / ScrumGap AnalysisAS-IS / TO-BEProcess Mapping

Tools & Data

SQLPower BIExcelJiraConfluenceFigmaTableauVisioMIS Reporting

Domain

BFSIRetail BankingCredit CardsWealth ManagementComplianceCustomer Journey

AI & Automation

Generative AIPrompt EngineeringRAGAI AgentsLLMsPythonAI Automation
How I Work

Understand first. Then let the tech earn its place.

The same principle runs through my analysis work and Nikat AI: the problem comes before the tool.

01

Start with the problem

I dig into the real business need, the users and the constraints before a single feature is discussed — so the solution solves what actually matters.

02

Make it precise

Ambiguity is where projects fail. I turn conversations into clear requirements, acceptance criteria and process flows everyone can build against.

03

Ship & validate

I bias toward working software, then validate it — UAT, feedback and dashboards — so decisions rest on evidence, not assumptions.

Education & Certifications

Where the foundation was built.

2015 – 2016

PGDB — Banking, Corporate, Finance & Securities Law

Manipal Academy of Higher Education

2009 – 2012

Bachelor of Science

University of Allahabad

Certifications

Industry Grade Data Science Program

Applied data science & machine learning

Agentic AI & Generative AI Professional Certification

GenAI, AI agents & LLMs

Figma for Developers

Design-to-development workflows

Data Science Foundations

Core data science fundamentals

Six Sigma Yellow Belt

Process improvement & quality

FAQ

Frequently asked about Jogendra Singh.

Who is Jogendra Singh?
An AI Business Analyst and BFSI domain expert with 10+ years of experience across banking, wealth management and AI-enabled automation, and the founder of Nikat AI — a verified AI-powered hyperlocal community platform for India.
What services do you offer?
Business analysis, requirement gathering, project management, business, IT and web consulting, plus writing services (resume writing, resume review, ghost writing) and product/software, website and app development. You can request any of these through the Request a Service section.
What is Nikat AI?
Nikat AI is my full-time venture — India's AI-powered trusted neighbourhood intelligence network. It gives residents, RWAs, local vendors, MSMEs, creators and brands a verified local trust and discovery layer, powered by an AI assistant, trust scores, creator verification and hyperlocal discovery. Read more in the Nikat AI section, or explore the live site at nikatai-demo.netlify.app.
What makes your background different?
Few people combine deep regulated-industry (BFSI) experience, hands-on AI business analysis, and founder-level product ownership. That mix lets me translate messy business problems into AI solutions that are both practical and production-ready.
What is your experience?
Founder of Nikat AI (2026–present), AI Business Analyst at Giant Analytics (2024–2026), and Business Analyst roles at HDFC Bank and ICICI Bank, following years in retail banking and wealth management. See the Experience section for the full journey.
How can I get in touch or work with you?
Use the Request a Service form to send details straight to my inbox, or reach me directly at digitaljogendra10x@gmail.com or DM me on LinkedIn. You can also explore my work on GitHub.
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Services I offer:

Business Analysis Requirement Gathering Ghost Writing Resume Writing Resume Review Software Development Website Development App Development Project Management Business Consulting Web Design IT Consulting
Email
digitaljogendra10x@gmail.com
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GitHub
JogendraSingh1879

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